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Want a GMC truck or GMC SUV, but don't know whether you should finance or lease? Below are the pros and cons to financing and leasing, so that you can decide which option is best for you. When you pick which option is best for you, our Finance Manager can assist you further. more Is financing or leasing better? Whether you choose financing or leasing, there are pros and cons to each. Our guide below shows the differences between the two, so you can better understand what your options are. Pros Of Leasing A GMC One of the biggest benefits of leasing a GMC SUV or GMC truck in Highland, Indiana is that once your lease is over, you can upgrade to the current year model and have no depreciation concerns. Each lease agreement comes with a warranty that protects your new GMC and most maintenance costs. Another benefit of leasing a GMC, is that your lease payments are lower than a financing payment. If you fall in love with your GMC SUV or GMC truck, at the end of your lease you can purchase the vehicle! Upgrade To Newest Model No Depreciation Concerns Comes With Maintenance Warranty Lower Monthly Payments Can Purchase Vehicle At End Of Lease Cons Of Leasing A GMC Depending on your lease agreement, there can be fees for excessive wear & tear, excessive mileage, and for early lease termination. Despite there being potential fees, they can be avoided by simply taking proper care of your vehicle, limiting how far you drive, and not canceling you lease agreement early. Another con to consider is that you will always owe a monthly payment unless you decide to purchase and it has been paid off. Excessive Mileage Penalties Fees For Excessive Wear & Tear Fees For Early Lease Termination Monthly Payments Pros Of Financing a GMC The biggest benefit of financing a GMC is that once it is paid off, it is completely yours and you will no longer have a monthly payment. With financing a vehicle, you are free to modify and customize your vehicle as much as you want. Financing a GMC also allows you to sell the car at any time and there are no mileage fees. Ownership Of Car No Mileage Limits Can Sell Car Anytime Customize and Modify Cons Of Financing a GMC If you do choose to finance your next GMC truck or SUV, you should consider some of the cons. For starters, you will ave to factor-in depreciation and accept that the future resale value is unpredictable. As mentioned before, that lease payments are fairly low, which means that financing payments tend to be higher; that being said, once you pay off the vehicle, you will not have a payment anymore unlike a lease. Another factor to consider it that all brand-new GMC vehicle come with a warranty, but after the warranty runs out then you are responsible for maintenance expenses. Depreciation Unpredicted Resale Value Higher Monthly Payment Post Warranty Expenses Finance Or Lease Your Next GMC At Your Local GMC Dealership Lease a GMC or finance a GMC in Highland, Indiana at Circle Buick GMC, which is conveniently located at: 2440 45th Street, Highland, IN 46322 For Illinois, Circle Buick GMC is your GMC dealer near Chicago, Portage, Oak Lawn, New Lenox, Joliet, Aurora, Bedford Park, Cicero, Calumet City, Lansing, and surrounding areas. For Indiana, Circle Buick GMC is your GMC dealership near Hammond, Schererville, Crown Point, Merrillville, Cedar Lake, Valparaiso, Gary, Portage, St John, and surrounding areas.

Whether you are looking to purchase a Buick or GMC in Highland, Indiana, Circle Buick GMC offers monthly purchasing specials. This month, we are offering savings up to $14,500. more GMC Purchase Specials Interested in purchasing a GMC in Northwest Indiana and want the best deal? Circle Buick GMC is offering GMC purchasing specials on most 2020 GMC trucks and SUVs. 2020 GMC Terrain Now is the best time to buy a 2020 GMC Terrain! The 2020 Terrain features seating up to 5, a turbocharged engine, and standard safety features. Get 0% for 72 months and $4,000 in savings. Don't miss out on GMC deals at your local Highland, Indiana dealership! View our inventory of 2020 GMC Terrains. 2020 GMC Acadia Buy a brand-new 2020 GMC Acadia and SAVE here at Circle Buick GMC! Get 0% for 72 months and $4,000 in savings. Buying a 2020 GMC Acadia will also make you eligible for Circle Discounts, so you can buy the SUV of your dreams at a fraction of the MRSP! Check out our inventory of 2020 GMC Acadias. 2020 GMC Yukon & Yukon XL Want a full-size SUV with plenty of room for family, friends, and cargo? Look no further than the 2020 GMC Yukon! Want even more room? The 2020 GMC Yukon XL offers one of the biggest cargo and seating area. Save on a Yukon or Yukon XL with either 0% for 72 months and $6,000 in savings OR save over $11,000! Browse our inventory of 2020 GMC Yukon & Yukon XL. 2020 GMC Canyon Need a small pickup truck for work, leisure or convenience? The 2020 GMC Canyon offers a powerful engine, luxurious refinements, and more! Save this month with 0% for 72 months and $4,000 in savings OR save over $7,000! Check out our inventory of 2020 GMC Canyon! 2020 GMC Sierra 1500 Crew Cab The 2020 GMC Sierra 1500 Crew Cab are full-sized pickup trucks that offer innovative towing technology, safety features, and incredible towing power. Buy a 2020 Sierra 1500 Crew Cab and SAVE OVER $6,000 with 0% for 72 months. Only on full-loaded 2020 GMC Sierra 1500 SLT, AT4, and Denali you can SAVE OVER $14,500. Find your favorite trim of the 2020 GMC Sierra 1500 Crew Cab and save! Find your favorite 2020 GMC today! Buick Purchase Specials Are you considering purchasing a brand-new Buick SUV in Highland, Indiana and want the best deal? Circle Buick GMC is offering Buick purchasing specials on the all 2020 Buick SUVs all month long. 2020 Buick Encore Buy the compact 2020 Buick Encore SUV for 0% for 72 months and $3,000 in savings! Find your favorite 2020 Buick Encore from our inventory. 2020 Buick Encore GX Buy all-new 2020 Buick Encore GX and save over $4,000 with 2.9% APR. Get this sporty, 2nd row SUV for as low as $21,985! Find your favorite 2020 Buick Encore GX from our inventory. 2020 Buick Envision The 2020 Buick Envision offers seating up to 5 with flat folding seats that allow you to handle carpool like a pro and all you to haul just about anything. Get 0% for 72 months and $3,000 in savings! Pick out your next 2020 Buick Envision from our inventory. 2020 Buick Enclave Save when you buy a 2020 Buick Enclave this month! You can get 0% for 72 months and $6,000 IN SAVINGS. Enjoy the luxury refinements that the spacious 2020 Buick Enclave has to offer. Check out our inventory of 2020 Buick Enclaves. Find your favorite 2020 Buick today! Overview Circle Buick GMC is your Buick dealership and GMC dealership with the best purchasing specials in Northwest Indiana. We offer monthly purchasing specials for Buick and GMC. Check back here every month for updated monthly specials or our Specials Page. Want To Lease Instead? If you are unsure if you want to purchase a Buick or GMC, then check out our monthly leasing specials here: Lease Specials for Buick & GMC for even more deals! *Offers valid 06/01/2020 - 06/30/2020. Example payments are for well-qualified buyers with varying amounts of cash due plus applicable taxes. Subject to $149 Document preparation, compliance, and retention fee. Full disclaimer for each available payment HERE.

Drive home a Buick or GMC from your nearby Buick and GMC dealer this April! This month we are offering lease specials for Buick and GMC models. We are offering leasing specials on brand-new GMCs and Buicks as low as $219 a month! more GMC Lease Specials Interested in leasing a GMC in Northwest Indiana and want the best deal? Circle Buick GMC is offering GMC leasing specials on the 2020 GMC Acadia and 2020 GMC Terrain all month. 2020 GMC Terrain The 2020 GMC Terrain comes fully packed with innovative technology and performance features that are designed to keep up with you and your busy lifestyle. The 2020 Terrain is the ideal compact SUV for you and your family. This month, lease the all-new 2020 GMC Terrain for: $309/mo WITH $0 Due At Signing + $0 First Months Payment + $0 Security Deposit View our inventory of 2020 GMC Terrains. 2020 GMC Acadia Looking for a mid-size SUV with 3rd-row seating? The 2020 GMC Acadia is the perfect SUV that offers plenty of room for you, your family, friends, and cargo. This month, you can lease a 2020 GMC Acadia for: $379/mo WITH $0 Due At Signing + $0 First Months Payment + $0 Security Deposit Check out our inventory of 2020 GMC Acadias. Buick Lease Specials Are you considering leasing a Buick SUV in Northwest Indiana and want the best deal? Circle Buick GMC is offering Buick leasing specials on the 2020 Buick Encore, 2020 Buick Envision, and 2020 Buick Enclave all month long. 2020 Buick Encore The 2020 Buick Encore is a compact SUV that offers advanced safety features, refined details, and seating up to five. Lease the 2020 Encore for: $219/mo WITH $0 Due At Signing + $0 First Months Payment + $0 Security Deposit This is our lowest lease special of the month, so don't miss out! Choose your favorite 2020 Buick Encore to lease from our inventory. 2020 Buick Encore GX The all-new 2020 Buick Encore GX is a new addition to the Buick SUV lineup and has earned its spot between the Encore and Envision. The Encore GX has the most advanced technology such as built-in Amazon Alexa. Lease the 2020 Encore GX for: $229 a month! Don't miss out on the all-new Encore GX! Choose your favorite 2020 Buick Encore GX to lease from our inventory. 2020 Buick Envision If you are looking for a little more room, the 2020 Buick Envision offers a spacious cabin, the latest technology, and advanced driving performance. You can lease the 2020 Envision for: $309/mo WITH $0 Due At Signing + $0 First Months Payment + $0 Security Deposit Don't miss out on our 2020 Buick Envision lease specials that will be going on all month long. Pick out your next 2020 Buick Envision to lease from our inventory. 2020 Buick Enclave The 2020 Buick Enclave is the largest SUV that Buick has to offer. It features 3rd-row seating, a powerful AWD engine, and innovative technology to give you the most luxurious and capable driving experience. This month, lease the brand-new 2020 Enclave for just: $369/mo WITH $0 Due At Signing + $0 First Months Payment + $0 Security Deposit Check out our inventory of 2020 Buick Enclaves. Overview Circle Buick GMC is your GMC dealer and Buick dealer with the best leasing specials conveniently located in Highland, Indiana. We offer monthly lease specials for Buick and GMC. Check back here every month for updated monthly specials or our Specials Page. Want To Buy Instead? If you are unsure if your want to take advantage of our lease specials for Buick and GMC, then check out our monthly buying specials here: Purchasing Specials for Buick & GMC. *Offers valid 06/01/2020 - 06/30/2020. Example payments are for well-qualified buyers with varying amounts of cash due plus applicable taxes. Subject to $149 Document preparation, compliance, and retention fee. Full disclaimer for each available payment HERE.

Are you interested in getting a new Buick SUV, but not sure if you should finance or lease? We have broken down the main differences between leasing and financing a new car in Highland, Indiana, so you can pick the best option for you. more Is leasing or buying better? There are pros and cons when considering whether you should buy or lease a new Buick. Our guide will help you decide whether leasing or buying is better for you! Pros Of Leasing A Buick The biggest benefit of leasing a Buick in Highland, Indiana means at the end of your lease, you can upgrade to the newest Buick model and you do not have to be concerned with depreciation. During the duration of your lease, your lease vehicle comes with a warranty that takes care of most maintenance. Your lease payments are typically lower compared to financing payments. If you decide that you want to buy your Buick at the end of your lease, our finance manager can make that happen! Upgrade To Newest Model No Depreciation Concerns Comes With Maintenance Warranty Lower Monthly Payments Can Buy Vehicle At End Of Lease Cons Of Leasing A Buick Each lease agreement is different, but there are fees for excessive wear & tear, excessive mileage, and for early lease termination; these fees can add up but can be avoided with the proper care of your vehicle, limiting how far you drive, and no canceling you lease agreement early. Another con to leasing is that you will always have a monthly payment until you decide to buy and it has been paid off. Excessive Mileage Penalties Fees For Excessive Wear & Tear Fees For Early Lease Termination Monthly Payments Pros Of Financing a Buick By financing your Buick, you own the car once you are done making payments on it. Financing a Buick means you can sell the car anytime and there are no mileage limits unlike lease agreements. By financing and owning a Buick, you are free to customize and modify your vehicle as you please. Ownership Of Car No Mileage Limits Can Sell Car Anytime Customize and Modify Cons Of Financing a Buick Financing a Buick is great if you want to own your vehicle, but you will have a few cons to consider before financing. Your vehicle will depreciate over time and you cannot predict the future resale value. Compared to a lease payment, you will typically have a higher monthly payment but once it is paid off it is yours unlike a lease. All brand-new Buicks come with a warranty, but after the warranty runs out then you are responsible for maintenance expenses. Depreciation Unpredicted Resale Value Higher Monthly Payment Post Warranty Expenses Finance Or Lease Your Next Buick At Your Local Buick Dealership Lease or finance a new car in Highland, Indiana at Circle Buick GMC, which is conveniently located at: 2440 45th Street, Highland, IN 46322 For Illinois, Circle Buick GMC is your Buick dealer near Chicago, Portage, Oak Lawn, New Lenox, Joliet, Aurora, Bedford Park, Cicero, Calumet City, Lansing, and surrounding areas. For Indiana, Circle Buick GMC is your Buick dealership near Hammond, Schererville, Crown Point, Merrillville, Cedar Lake, Valparaiso, Gary, Portage, St John, and surrounding areas.

Take advantage of National Car Care Month this April! Vehicle maintenance is critical during spring and fall to help you prepare for summer and winter driving conditions, which is why National Car Care Month is in April and October. It's also a great time to replace your old vehicle! We are offering purchase, lease, tire, oil, brakes, and rotors specials here in Highland, Indiana! more GMC & Buick Purchase Specials National Car Care Month means purchase specials on most Buick and GMC models! Is it time to replace your vehicle? Is your vehicle no longer reliable or safe? To help ease the burden of buying a new truck or SUV, we are offering Purchase Specials! We are offering financing and discounts on brand-new 2020 GMC Sierra 1500, 2020 Buick Encore GX, and MORE! GMC & Buick Lease Specials Want a new vehicle this spring, but want a lower car payment? Then leasing is for you! Leasing allows for you to get a lower payment, the latest technology features, and still maintain the bumper-to-bumper warranty! With a car lease, you have the ability to get an even newer vehicle at the end of your lease. So you could get a brand new make of your current lease or try out a new make or model after just 24 to 48 months from now! National Car Care Month Maintenance Specials Tire Rebates 2020 Now that winter is officially over and spring is here, your tires will begin to wear down rapidly. Replacing your tires can be expensive, but not with our tires deals! This month we are offering mail-in rebates on a set of four tires from select brands. You can receive a $100, $70, or $50 mail-in rebate depending on which tire brand you choose.* The best part is if you use your GM or BuyPower card, you can DOUBLE YOUR MAIL-IN REBATE! Schedule Your Tire Service! Oil Change Coupons Looking for oil change coupons? In honor of National Car Care Month, we are offering coupons on synthetic oil changes! Our ACDelco dexos1 full synthetic oil changes include a multi-point inspection and tire rotation. This month you can get all of this for just $59.95! Get your OIL CHANGE COUPON! Schedule Your Oil Change! Brakes & Rotors Deals For not only your safety but for the safety of everyone driving on the road, you should replace your brakes and rotors when they wear down. National Car Care Month is the best time to schedule a maintenance service to replace your brakes and rotors! Get your Brake Coupon & Rotor Coupon! Schedule Your Brake & Rotor Replacement! Overview April is a great time to save money on maintenance services, purchasing or leasing a brand-new vehicle! Don't miss out on these great deals! *See dealer's website for all exclusions. Purchase & Lease Exclusions. Service Specials Exclusions.

Manufacturer warranties on vehicles are great for covering costly repairs, but what happens when it expires? You have to pay for those unpredictable repairs out of pocket. Without extra coverage, those repairs can be oftentimes expensive. more How To Prevent Costly Vehicle Repairs So what can you do to prevent expensive repairs after your vehicle's manufacturer warranty has expired? Invest in vehicle service contracts (VSCs). Vehicle service contracts offset the cost of repairs after the manufacturer's warranty is no longer active. When a repair is required, file a claim and your car can be fixed at a fraction of the cost! How Much Do Vehicle Service Contracts Cover? Each vehicle service contract covers different repairs, has different coverage limits and includes additional benefits from the original manufacturer's warranty. The terms of your vehicle service contract outline exactly what’s covered upfront. From adding the vehicle contract, you know just how much peace-of-mind you’re getting. Vehicle service contracts are a great way to extend your vehicle's warranty. They are optimal for people buying or owning a used car, truck, or SUV. https://consumer-assets.spincar.com/FI_Videos/Vehicle_Service_Contract.mp4 Have more questions? Call our knowledgable Finance Manager: 219-865-4400. Check out our inventory of used cars, trucks, and SUVs! We are conveniently located in Highland IN, near Chicago, IL, Munster, Scherreville, Valparaiso, Crown Point, Dyer, St. John, Hammond, and surrounding areas at: 2440 45th Street Highland, Indiana 46322 Circle Buick GMC is your best and closest used car dealer in Northwest Indiana.

According to CarFax, "the value of a new vehicle can drop by more than 20 percent after the first 12 months of ownership"? 1 So you may owe more than what your car is actually worth. GAP insurance can cover the difference between what your car was initially worth and what it has depreciated to in the event that your car is declared a total loss. Your vehicle can be declared a total loss depending on whether it was totaled in an accident or it was stolen and unrecovered. more What is GAP insurance? GAP insurance stands for Guaranteed Asset Protection and is an optional add-on coverage plan. If you are making payments on your vehicle at the time where it becomes a total loss, GAP insurance can cover the difference. https://consumer-assets.spincar.com/FI_Videos/GAP_Insurance.mp4 Benefits Of GAP Insurance If your vehicle is declared a total loss and you do not have GAP insurance, you would owe the remaining unpaid loan balance. With GAP insurance, you can have peace-of-mind that you won't have to continue paying for a vehicle that you cannot drive and can get into a new vehicle right away. Illustration Purposes Only. Loan Balance at Time of Loss $18,000 Insurance Settlement Covering Vehicle’s Value at Time of Loss $12,000 Remaining Unpaid Loan Balance $6,000 GAP Waiver Benefit $6,000 Your Net Cost* $0 Should I get GAP insurance? GAP insurance is a great add-on to consider that can save you time and money. To learn more about GAP insurance and if it's the right choice for you, contact out Finance Manager today at: 219-865-4400. Disclaimer: State restrictions may apply. May not pay off the entire deficiency in all circumstances. Please see your contract for specific details of the term and conditions of coverage. Rates may vary. Must qualify for Guaranteed Asset Protection insurance.

What Is The Best Bad Credit Dealership In Northwest Indiana? Circle Buick GMC is your Highland, Indiana bad credit dealership. Whether it's your first time buying a car or you simply do not have the best credit, we understand! Our dedicated finance managers can work with you, so you can drive off with a brand-new car! more Should I Buy A New Or Used Vehicle With Bad Credit? Great question! At Circle Buick GMC, your credit score does NOT have to be perfect to get a new or used car. What most people don't know is that if you have bad credit, it is easier for you to get a brand-new car versus a used car. We offer a wide selection of Buick and GMC cars, trucks, and SUVs and are willing to help you get a brand new Buick or GMC today! You Don't Have To Settle Do not settle for a pre-owned vehicle from a random car lot! You could go home in a brand-new vehicle knowing you bought it from a trusted dealer. At Circle Buick GMC, we specialize in helping every customer get into the car of their dreams. Get Your New Vehicle Today Looking for a car dealership with bad credit in Highland, Indiana? At Circle Buick GMC, we specialize in getting YOU into a new car even with bad credit. We have finance options for every credit score. Get Pre-Approved TODAY! We don't believe in credit scores, we believe in YOU. We have finance options for every credit score! We are Northwest Indiana's bad credit dealership, proudly serving Highland, Merrillville, Schererville, Hammond, Gary, Chicago, Chicagoland, and all surrounding areas! Click below to use our Pre-Approval Tool with no impact on your credit score OR give us a call at 219-865-4400 and we will be happy to set up an appointment to help you today! New Buick Inventory Find Your Next Buick Today! New GMC Inventory Find Your Next GMC Today!

New Car Lease Offers in Highland, IN There are many affordable ways to get behind the wheel of a new car, crossover, SUV or pickup truck. Whether you want to buy a vehicle outright or you want to lease it for low monthly payments, it’s up to you to decide what the best choice is for you and your specific needs. A big factor in your decision will be what your budget is, how many miles you drive on average every year, and if you’ll want a new vehicle every couple of years or you want to drive it for a long time. A great way to get behind the wheel of a new car, crossover, SUV or pickup truck for a low monthly cost to you is to lease it. If you are looking for new car lease offers in Highland, IN, you’ve come to the right place. At Circle Buick GMC, we always have some great deals and lease specials so, it’s easy to get the vehicle you’ve always wanted at a price that fits your budget. more Lease a New Car, Truck, Crossover or SUV in Highland, IN at Circle Buick GMC At Circle Buick GMC, we have an incredible selection of vehicles to choose from that will fulfill all your needs. From crossovers and SUVs to sedans and pickup trucks, we have just what you’re looking for. Some of our most popular vehicles we lease to drivers in Highland, IN include the Buick Enclave, Buick Encore, GMC Sierra 1500, GMC Acadia, and GMC Terrain. Drivers come from all over for our new car lease offers in Highland, IN, including nearby cities like Hammond, Schereville, and Maryville. To learn more about our current lease offers in Highland, IN at Circle Buick GMC, give us a call at 219-865-4400 or drive to 2400 45 th St and visit us in person. Our friendly staff is always ready to help you find the vehicle you want.